For over 35 years, CoverX has followed a consistent underwriting philosophy–produce quality products through outstanding service. We maintain high quality standards by continually reassessing ourselves in order to ensure that our agents and brokers are receiving the most comprehensive programs available.

Our holding company, First Mercury Financial Corporation, has established CoverX as a recognized brand among insurance agents and brokers. As primarily an excess and surplus (E&S) lines underwriter, First Mercury Financial Corporation has developed the underwriting expertise and cost-efficient infrastructure that enables CoverX to effectively underwrite such risks.

CoverX is proud to provide our clients with coverage from highly rated insurance carriers, including First Mercury Insurance Company (FMIC). FMIC writes policies directly for CoverX customers and provides in-house claims handling and adjustment services on all underwriting business issued by CoverX.

CoverX is a top provider of insurance coverages for the following industries:
• Specialty casualty
• Professional liability
• Hospitality and indoor recreational facilities
• Security

By acting in a responsive and efficient manner, we allow our agents and brokers to better serve their clients.