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Specialty Casualty Security Professional Lines Hospitality and Indoor Recreational

Hospitality & Indoor Recreational
Our underwriters look for ways to write profitable business through designing
coverages, limits and deductibles based on individual risk attributions.

Contact
CoverX offers a best-in-class hospitality and indoor recreational facilities program provided by our expert underwriters. We deliver quality products to fit the individual characteristics of each of our clients. CoverX understands the risks and costs of running such an enterprise, and we strive to build and maintain relationships that procure long-term success. We will provide access to great coverages, easy quotes with quick turnarounds, as well as highly specific risk management programs to maximize profits.
 

Eligible Operations Include:

 
• Bars and restaurants
• Fraternal organizations
• Convenience/take-out stores
• Bowling centers
 
       

Coverage Includes:

 
• General liability
• Property and property enhancements
• Hired and non-owned auto
• Liquor liability for most states
• Crime
• Inland marine
 
       

Program Highlights:
• CoverX can write policies utilizing multiple underwriting options
    • Admitted paper
    • Excess and surplus lines
• Assault and battery
    • Included
    • Excluded
    • Sublimit
• Limits
    • Property—up to $5 million
    • General liability—$1,000,000 occurrence/$2,000,000 aggregate
    • Liquor liability—$1,000,000 each common cause/$2,000,000 aggregate

Coverage Highlights:
• Property
    • Building and contents valued on a replacement cost or an actual cash value basis
    • Loss of income on an actual loss sustained basis and on a coinsurance form
    • Equipment breakdown options
    • Covered causes of loss, basic, broad and special perils
    • Property enhancement form adding coverages designed specifically for the hospitality industry
• Crime
    • Money and securities inside and outside of the premises
    • Employee dishonesty
• General liability
    • Premise and operations liability
    • Personal advertising liability
    • Products and completed operations liability
    • Hired and non-owned automobile liability
    • Liquor liability
        - No deductible
        - Servers/trainers discounts available
    • General liability coverage extension endorsement
    • Coverages written on an occurrence form


CoverX is committed to continuing to deliver cutting-edge insurance products and services. Please direct your submissions to: coverxuw@coverx.com

Learn more - Hospitality & Indoor Recreational Brochure

Download our Hospitality & Indoor Recreational Liability application
Download our Liquor Liability application

John C. Bures
Senior Vice President, Underwriting
(248) 213-0433
jbures@coverx.com

Amie Berry
Senior Underwriter
(248) 213-0448
aberry@coverx.com

Julie Gossard
Senior Underwriter
(248) 213-0416
jgossard@coverx.com

 
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